Cleaning Business Insurance in Florida | Coverage & Quotes
Protect your cleaning business in Florida with the right insurance coverage. Compare policies and get free quotes.
Required & Recommended Coverage
General Liability Insurance
RequiredCovers third-party bodily injury and property damage claims against your business
Estimated annual cost: $400 - $1,500
Florida minimum: $500,000 coverage
Workers' Compensation Insurance
RequiredCovers employee injuries and illnesses that occur on the job
Estimated annual cost: $800 - $3,000
Florida minimum: required-4-or-more-employees
Surety Bond
RecommendedGuarantees your business will fulfill contractual obligations to clients
Estimated annual cost: $100 - $500
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Also Consider
Before getting insured, make sure your business is properly formed. Form your LLC in Florida or see the full startup guide for Florida.
Frequently Asked Questions
- How much does cleaning business insurance cost in Florida?
- The cost varies based on coverage type and business size. General liability typically costs $400 - $1,500 per year.
- Is insurance required for a cleaning business in Florida?
- General liability insurance is strongly recommended. Workers' compensation is required with 4 or more employees in Florida.
- What type of insurance does a cleaning business need?
- Most cleaning business operations need general liability, workers' comp, surety bond coverage at minimum.