Landscaping Business Insurance in Florida | Coverage & Quotes

Protect your landscaping business in Florida with the right insurance coverage. Compare policies and get free quotes.

Required & Recommended Coverage

General Liability Insurance

Required

Covers third-party bodily injury and property damage claims against your business

Estimated annual cost: $400 - $1,500

Florida minimum: $500,000 coverage

Workers' Compensation Insurance

Required

Covers employee injuries and illnesses that occur on the job

Estimated annual cost: $800 - $3,000

Florida minimum: required-4-or-more-employees

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Also Consider

Before getting insured, make sure your business is properly formed. Form your LLC in Florida or see the full startup guide for Florida.

Frequently Asked Questions

How much does landscaping business insurance cost in Florida?
The cost varies based on coverage type and business size. General liability typically costs $400 - $1,500 per year.
Is insurance required for a landscaping business in Florida?
General liability insurance is strongly recommended. Workers' compensation is required with 4 or more employees in Florida.
What type of insurance does a landscaping business need?
Most landscaping business operations need general liability, workers' comp coverage at minimum.